You’re a couple. You don't need the same retirement date.

You’re a couple. You don’t need the same retirement date. One of you might be ready to step away, while the other still enjoys the purpose and connection work brings. Financially, a continuing income can help cover household spending and reduce how much you need to draw from retirement savings. Projections can show how that after-tax income fits into your plan. But the adjustment goes beyond money. Different schedules, shared space and changing responsibilities can take some getting used to. Talking about expectations and finding your own hobbies, interests and social connections matters too. Plan for how you’ll spend your time, as well as how you’ll fund it. General advice only. Consortium Private Wealth AFSL 495401

Disclaimer || The information provided in this post is general in nature only and does not constitute personal financial advice. Robert Goudie is an Authorised Representative (No. 235974) of AFSL 495401.